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Two Wheeler Insurance - Protect Your Ride

Comprehensive Coverage for Your Two-Wheeler at Affordable Prices

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What Is Two Wheeler Insurance?

Two-wheeler insurance is a policy that protects your bike or scooter against financial losses due to accidents, theft, or damage. It is legally mandatory in India under the Motor Vehicles Act, 1988, to have at least third-party liability coverage. This insurance safeguards you from third-party liabilities and offers comprehensive protection for your vehicle, ensuring peace of mind on every ride.

Two-wheeler on road

Key Features & Benefits

Third-Party Liability

Mandatory by law, covers damages or injuries caused to third parties.

Own Damage Cover

Protects your bike against accidents, theft, fire, or natural calamities.

Add-On Covers

Zero depreciation, roadside assistance, engine protection, and more.

Cashless Claims

Hassle-free repairs at our network of trusted garages.

Online Purchase

Buy or renew your policy online in minutes.

No Claim Bonus

Enjoy discounts for claim-free years with NCB benefits.

How to Buy or Renew Two Wheeler Insurance

Step 1: Enter Vehicle Details

Provide make, model, and registration number of your two-wheeler.

Step 2: Choose Policy

Select third-party or comprehensive plan with optional add-ons.

Step 3: Fill Details

Enter owner info and upload documents like RC and driving license.

Step 4: Make Payment

Pay securely online using UPI, card, or net banking.

Step 5: Get Policy

Receive your policy document instantly via email.

Documents Required

  • Vehicle Registration Certificate (RC)
  • Driving License
  • Proof of Address (Aadhar, Passport, etc.)
  • ID Proof (PAN, Voter ID, etc.)
  • Passport-size Photo
Documents for insurance

Claim Process Explained

Step 1: Inform Insurer

File an FIR for theft or accidents and notify us immediately.

Step 2: Submit Documents

Provide photos and documents of the damage or accident site.

Step 3: Surveyor Inspection

Our surveyor inspects the damage and processes claim approval.

Step 4: Cashless Repairs

Get repairs at network garages with cashless services.

Frequently Asked Questions

What is third-party insurance?

Third-party insurance is mandatory in India and covers damages or injuries caused to others by your two-wheeler. It does not cover your vehicle’s damage.

Can I renew expired insurance online?

Yes, you can renew expired two-wheeler insurance online, but a vehicle inspection may be required if the policy has lapsed for over 90 days.

What add-ons are useful?

Useful add-ons include zero depreciation for full claim amounts, roadside assistance for breakdowns, and engine protection for water damage.

How does zero depreciation cover work?

Zero depreciation cover ensures you receive the full claim amount without deductions for part depreciation, ideal for new or expensive bikes.

Contact & Support

Customer Care

Call us at: +91 8827275975

Email Support

Reach us at: support@apsinsurancevia.com

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