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Fire Insurance - Safeguard Your Property

Comprehensive Coverage for Your Home or Business Against Fire and Allied Perils

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What Is Fire Insurance?

Fire insurance protects your property from financial losses due to fire, lightning, explosions, and allied perils such as floods, earthquakes, or riots. It covers residential homes, commercial buildings, and their contents, including furniture, machinery, and inventory. In India, fire insurance is mandatory for certain businesses under regulations like the Factories Act, ensuring your assets are secure against unforeseen disasters.

Fire-damaged property

Key Features & Benefits

Fire and Lightning Cover

Protection against damages from fire, lightning, and explosions.

Allied Perils Coverage

Covers natural calamities like floods, earthquakes, and storms.

Property Protection

Safeguards buildings, contents, and machinery for homes and businesses.

Add-On Covers

Includes debris removal, loss of rent, and temporary relocation expenses.

Online Purchase

Buy or renew your policy online in just a few clicks.

Fast Claim Settlement

Quick and hassle-free claim processing with dedicated support.

How to Buy or Renew Fire Insurance

Step 1: Enter Property Details

Provide property type, location, and estimated value.

Step 2: Select Policy

Choose a standard fire policy or add optional covers.

Step 3: Submit Details

Upload owner and property documents for verification.

Step 4: Make Payment

Pay securely via UPI, card, or net banking.

Step 5: Receive Policy

Get your policy document instantly via email.

Documents Required

  • Property Ownership Proof (Sale Deed, Registry)
  • Proof of Address (Aadhar, Utility Bill)
  • ID Proof (PAN, Voter ID)
  • Property Valuation Report (if applicable)
  • Recent Property Photograph
Documents for fire insurance

Claim Process Explained

Step 1: Notify Insurer

Contact us immediately after a fire incident and file an FIR if needed.

Step 2: Document Damage

Submit photos, videos, and a list of damaged items.

Step 3: Surveyor Assessment

Our surveyor evaluates the damage to estimate the claim.

Step 4: Claim Settlement

Receive reimbursement or repairs based on the surveyor’s report.

Frequently Asked Questions

What does fire insurance cover?

Fire insurance covers damages from fire, lightning, explosions, and allied perils like floods, earthquakes, or riots. Add-ons may include debris removal or loss of rent.

Is fire insurance mandatory?

Fire insurance is mandatory for certain commercial properties in India under regulations like the Factories Act, but optional for residential properties.

What is a Standard Fire and Special Perils Policy?

This policy covers fire, lightning, and perils like floods, earthquakes, and riots, tailored for homes and businesses.

How long does a claim take to process?

Claims typically take 7-30 days, depending on the damage assessment and documentation provided.

Contact & Support

Customer Care

Call us at: +91 8827275975

Email Support

Reach us at: support@apsinsurancevia.com

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