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Protect Your Showroom, Secure Your Business

From fire and theft to natural calamities – insure your assets, inventory, and premises today.

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What Is Showroom Insurance?

Showroom Insurance is a type of business insurance that protects your showroom’s building, stock, equipment, employees, and liabilities. Whether it’s a garment shop, automobile showroom, or electronics store, this policy safeguards your business from financial losses due to fire, theft, natural disasters, accidents, and more.

Modern showroom interior

Why You Need Showroom Insurance?

Protection Against Risks

Covers fire, theft, and burglary losses.

Inventory & Equipment

Safeguards your stock and showroom assets.

Legal Liability

Protects against customer injury claims.

Bank Requirement

Mandatory for financed showrooms.

Business Continuity

Ensures peace of mind for operations.

What Is Covered / Not Covered

Covered

  • Fire, Lightning, Natural Disasters
  • Burglary and Theft
  • Accidental Damage to Stock
  • Third-Party Liability
  • Employee Compensation (Optional)

Not Covered

  • Loss Due to Negligence
  • War, Nuclear Risks
  • Fraud or Deliberate Damage
  • Unproven Inventory Loss
  • Expired/Obsolete Goods

Types of Coverage Available

Building Coverage

Protects the physical structure from damage.

Stock Coverage

Covers loss or damage to inventory.

Machinery & Fixtures

Safeguards showroom equipment.

Money Insurance

Covers loss of money in transit.

Glass & Signboard

Protects large displays and signage.

Liability Coverage

Covers employee and third-party injuries.

Who Can Buy This Insurance?

Clothing Showrooms

Garment and apparel retail stores.

Electronics Stores

Mobile and gadget showrooms.

Automobile Showrooms

Car and bike dealerships.

Furniture Stores

Home and office furniture retail.

Jewelry Shops

Precious metal and gem stores.

Multi-Brand Retail

Stores with diverse products.

How to Buy / Apply

Step 1: Share Details

Provide showroom location, size, and inventory.

Step 2: Choose Coverage

Select required coverage options.

Step 3: Get Quote

Compare plans and finalize your policy.

Step 4: Pay & Receive

Pay online and get your policy instantly.

Claim Process

Step 1: Inform Insurer

Notify us about the loss immediately.

Step 2: Submit Documents

Provide invoices, FIR, and photos.

Step 3: Surveyor Inspection

Loss assessed by our surveyor.

Step 4: Claim Payout

Receive approved claim amount.

Frequently Asked Questions

Is showroom insurance mandatory?

No, it’s not mandatory by law, but it’s often required for bank-financed showrooms and highly recommended for asset protection.

What if I have multiple branches?

You can opt for a single policy covering multiple branches or separate policies based on each showroom’s needs.

Can I cover only stock and not building?

Yes, you can customize your policy to cover only stock or specific assets, depending on your requirements.

Is theft by employee covered?

Theft by employees is typically not covered unless you opt for a specific fidelity guarantee add-on.

What’s the minimum premium?

Premiums vary based on showroom size, location, and coverage. Get a quote for exact pricing.

Contact & Support

Customer Care

Call us at: +91 8827275975

Email Support

Reach us at: support@apsinsurancevia.com

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